How Our Terms Work for You
By opening an account and making deposits through GCash, Maya or InstaPay, you agree to the terms set out on this page. These terms cover account eligibility, acceptable use, transaction processing rules and the limits of our liability. Eligibility to use panalotto depends on local law
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in your jurisdiction — it is your responsibility to confirm that access is permitted where you are located. We do not accept registrations from users in restricted regions, and accounts found to be in breach of eligibility rules may be suspended pending review. Transaction records for
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GCash, Maya and InstaPay deposits and withdrawals are retained in line with our data retention schedule, and you may request a copy of your transaction history through the account support channel at any time. Any changes to these terms will be communicated via the email address
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registered to your account before they take effect. Continued use of the platform after that notice period constitutes acceptance. If you disagree with an update, you must close your account before the effective date. These terms are written in English and the English version is the
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binding version for all purposes.
Service availability depends on eligible regions and local law. Philippine online gaming is regulated, so check local rules before opening an account. 21+ where applicable.